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About Us

We are making receiving Paypal money and sending money easy and Swift.


Our customers work hard for their money, so we’re making it easier to receive it. 

You can also send money to your loved ones and they receive it instantly. 

We’ll get your money to you or to your loved ones quickly, securely, and at low-cost – making sure your hard work goes further.


The beginning


Back in 2018, our founder Vincent Obieze set out to fix a big problem: millions of Nigerians around the world were wasting time working online and not getting paid and money to support their loved ones back home were difficult to reach them.

Vin as an internet marketer had alot of issues getting paid online and somethings getting his Paypal funds limited. 

With the help of co-founder Joe Adeoye, Vin founded Virtual PayPal Terminal to bring an online industry to an offline country there by using Virtual accounts.

Virtual Paypal Terminal had ONE vision which was to enable internet marketers and professionals to receive Paypal payments from merchants which they can withdraw to their bank.

But as time grew,we received feedbacks from customers so that we can continue improving our services.

Today,we have grown into something much bigger. 

Users can now pay for bills online on the VPT network and also send money to any Nigerian and foreign bank account instant. We are working very hard to make this process fully automated.

Today, VPT have made PayPal Payments and foreign global remittance to Nigerians easy and Swift.


Our global team


At Virtual Paypal Terminal, our first and deepest commitment is to our customers. This commitment is central to every decision we make and is engraved in the heart of our leadership.

Every member of the Virtual Paypal Terminal team knows that this is more than a job; this mission is essential to our survival.

We’re inspired by the sacrifice and courage of our customers.

We’re here to help the millions around the world who make the huge sacrifice of working online but cant be paid with ease.

We work hard to help their hard-earned money stretch farther so more make it to their loved ones safely.

Our rapid growth and enhanced new services would not be possible without feedback from our amazing customers. Every day, we receive feedback from customers who remind us why our work is so important. 

Many of you have shared the need for more choices on how you want to receive Paypal money, and we’re listening. 

We’re thankful for the many partners and customers who have provided feedback so that we can continue improving our services. 

We’re excited to continue our work to better support your unique needs by providing the best and most flexible options to receive money worldwide.  

 We’d love to hear from you. 


Our backers 


We have raised over 70m to date in debt and equity financing and backed by few companies.


Our amazing growth


Over 1+ year, our global business has grown leaps and bounds.

We have an unrivalled network of pay-out options, making it convenient to transfer your funds to any Nigerian bank account instantly. 

We’re also fast: over 90% of our transactions are authorised within minutes, and 70% of our PayPal received transfers take less than 3 days to be processed out or more depending on PayPal.


Our Values and Policies


We are committed to acting ethically, working to the highest professional standards and complying with all applicable laws and regulations.  

We take a zero-tolerance approach to any illegal or unethical conduct.  

This commitment is supported by our corporate policies, including our Reporting Concerns Policy, which encourages employees and workers at all levels to report suspected illegal or unethical conduct and provides guidance as to how to raise such concerns and our Anti-Bribery Policy which sets out our responsibilities, and of those working for us, in observing and upholding our position on bribery and corruption.

In addition, all our employees and workers are expected to behave in accordance with our Code of Conduct, which requires them to establish and maintain ethical standards and raise any suspicions of unlawful or unethical conduct to their direct manager in line with our Reporting Concerns Policy and our core values, which include “Doing What’s Right”, so that we act with honesty, integrity, transparency, respect and in a socially responsible manner. 


Virtual PayPal Terminal is a Registered Business of VirtUal PayPal Terminal Web Solution. [a wholly owned subsidiary of Qarallax Nigeria Limited,NG].